Sunday, September 29, 2019

Challenges faced by start-up entrepreneurs in the UK and how government policies can be used to resolve them


Introduction
Entrepreneurship plays an in important role in economic growth and development and this is why it is important for governments to promote it through the use of supporting policies. This is done through legislation and generation of policies that regulate the conduct of business in a business environment. Government policies impact every aspect of business including access to funding, capacity building, creation of a healthy operating environment and security of investments among others (Shariff and Peou, 2010). In fact, past experiences have shown that governments can also play an important role through demand creation where procurement laws are modified to promote local and upcoming businesses (Michael and Pearce, 2009). The experiences of start-up entrepreneurs in the UK are not unique: the challenges are common around the world. Most entrepreneurial start-ups are small businesses and government policies for promoting small businesses tend to be applicable to promotion of entrepreneurship. The rationale for supporting entrepreneurship lays in their ability to promote economic development. The areas in which government support is highlighted include funding, capacity building, demand creation, cost cutting and insulation in employment law, and others (Michael and Pearce, 2009). This research examines the challenges faced by entrepreneurs in the UK and discusses how government policy can be used to not only solve the challenges but facilitate success in business.  

Overview of government policies and impact on entrepreneurships
Government affects economic growth and development in very many ways. At the macro-economic level, governments play an important role in influencing the level of inflation and liquidity using monetary policies (Rong, Liu and Shi, 2011). This in turn influences the availability of liquid cash in the economy hence reducing the price levels within the economy and lowering probability of success for entrepreneurs. The contrary is true in cases of recessions. In the global recession, the UK took measures to insulate banks from bad debts (Roper, 2012). This enabled them to continue lending hence making it possible for local demand for goods and services to be restored. Even though this was a general approach for the whole market, it was expected that entrepreneurs would equally benefit from the measures. In countries like China, more proactive measures were taken to promote local demand to insulate Chinese firms from the dwindling demand in international markets (World Bank, 2013). Another example of government policy and its impact on business is on taxation.

Taxation directly impacts the probability of entrepreneurial success by reducing demand where consumers have lower disposable incomes hence are forced to reduce their spending (Zainol and Daud, 2011). This is in addition to the direct impact where a greater proportion of the profits made are given up in form of taxes. Requirements for business registration and operating licenses are also important factors to consider. Governments that are out to promote entrepreneurship do so by facilitating ease of starting by removing legal obstacles.  Governments can even provide incentives for entrepreneurs operating in certain fields to encourage creativity and investments (Mahajan and Kamble, 2011). This comes in form of tax reliefs and even funding for research and provision of subsidies. Other government policies that are most relevant to challenges faced by small businesses are explained in detail in the sections below.

Funding
Entrepreneurs in UK and elsewhere tend to suffer from lack of funding. In most cases, entrepreneurs start off as small businesses hence the rationale for linking entrepreneurship with small businesses in the UK. A 2012 survey in the UK revealed that over 62% of small businesses are owned by families (Department for Business and Innovation Skills, 2012). Out of this, over 29% operate from their homes. This depicts the cost saving mentality that is associated with the decision to avoid rent expenditures and an indicator that funding may be a challenge. The challenge of raising funds for investment and expansion is associated with the fact financial institutions view them as a risk factor (Mahajan and Kamble, 2011). Many entrepreneurs are yet to be developed to a level where their riskiness can be assessed using the metrics established by banks and financial intermediaries. They tend to be the only ones who know their fields of operation and the riskiness of the same hence the inability of banks to make an objective decision (Zainol and Daud, 2011). This leaves them with sources such as savings and loans from friends when starting their ventures. Such sources produce very little funding and this curtails their ability to invest more or even expand.

By their definition, start-up entrepreneurships are small going by the amount of funds invested, revenues realisable, as well as the level of operations. In the UK, over 88% of the small businesses operate from single site and this signifies the fact that their operational capacities are still low (Department for Business and Innovation Skills, 2012). This is a clear indicator that the businesses are underfunded and that they are likely to need funding. Indeed, support for entrepreneurs by governments is commonly interpreted to mean that governments should do their best to enable them access finances (Rong, Liu and Shi, 2011). The UK government has in recent years made efforts to establish equity funds to help and fund entrepreneurs. The government also sets apart grants for start-ups which are being set up in certain industries to encourage innovations.

The government efforts have however been faced with a number of challenges. First among them is the willingness of the entrepreneurs to take loans to expand their businesses. Even in situations where funds may be available, entrepreneurs may be unwilling to take the risk for fear of losing control of their businesses in the event that they are not able to pay back the loans (World Bank, 2013). The same challenge is faced in the issue of finding additional investors who are willing to buy equity into the businesses. Entrepreneurs who are not willing to give up part ownership of their businesses tend to overrule this option (Michael and Pearce, 2009). This negates efforts by government to facilitate additional investments. The manner in which the entrepreneurships are constituted is such that the owners are well acquainted with each other and may therefore be reluctant to allow more investors into their businesses (Mahajan and Kamble, 2011). Nevertheless, the larger proportion is that which needs funding but is not able to access it. This is why the efforts by government are justified.

Despite the many efforts made by government to fund entrepreneurships, its efforts are viewed as inadequate and market practitioners have been calling on it to do more to promote businesses. One of the additional means that have been suggested is to not only provide guarantees for banks to take risks in funding small businesses but also to engage in capacity building to get the entrepreneurs able to attract investors both locally and internationally.

Capacity building
The emerging businesses have various capacity challenges ranging from managerial, administrative, and professional knowhow. Many of those who start businesses do so but with inadequate knowledge about business management (BMG Research, 2012). Not many entrepreneurs have business management knowhow. This is mostly the case where entrepreneurs are experts in a given area of specialisation usually not related to business management. For instance, a technology expert producing software may have the idea on the products to make and sell but may not have the knowhow needed to market the products or to create a stable business model that could see the venture grow in the future (Mullen, 2012). Business management skills can also be extended to mean the ability to employ strategic management skills to excel in the increasingly dynamic and competitive business environment.

In regards to strategic management and the formation of effective strategies for competition, the poorly funded entrepreneurships are unable to gain the kind of intelligence they need. Market research can be a costly matter requiring one to thoroughly analyse the characteristics of a market and be able to predict with accuracy how the market would react to different products and product characteristics (OECD, 2004). Research capabilities and the technical knowhow to translate information collected into business management intelligence to steer good decision making is often not available to many of the start-ups. This makes it necessary for a mechanism to be found through which the management capabilities of the businesses can be enhanced.

The government of the UK has been accused of not doing enough to improve the capacity of the entreprenuers in terms of facilitating market research. As a matter of fact, the research conducted by government only tends to be at the macro level and not very useful for business organisations that intend to make decisions on strategic and operational aspects of the businesses (Roper, 2012). The most common source of mentorship has been from private consultants who do so at a fee. The seminars and workshops that are conducted to equip business owners over their managerial skills should be improved and made more frequent to equip them to develop more competitive business models.

The other issue of capacity arises in terms of the ability of the entrepreneurs to raise funds. Even though there may be challenges in terms of the business worth which may affect their credit rating, there are many more cases of lack of competence in providing relevant information and inspiring inflow of investments (Urwin, 2008). It is not uncommon to find potent entrepreneurial outfits that are denied loans or are unable to get additional investors since they are not able to package their businesses convincingly (The Crown, 2011). For a person with a good background in business management, coming up with good business plans may not be difficult. But this knowledge is not universal and training may be needed for those who do not have the knowhow (Urwin, 2008). The investors are primarily concerned with gauging whether their investments will pay off or not. This needs to be captured. The role that government needs to play in this regard is to promote trainings for entrepreneurs as is the case with the search for managerial skills. Government policy can also be used in the promotion of international investments where foreigners can identify businesses and invest in them with ease (Robson and Bennett, 1999).  More importantly, entrepreneurs should be trained on how to attract investors to their businesses. The training policy also applies to the challenge of technology and adopting in the rapidly changing business environment.

In recent years, the internet and other crucial technologies have been emerging that have radically transformed the business environment. The ability of businesses to survive in any environment depends on their ability to adapt to external stimulus (Zainol and Daud, 2011). This implies the need for continuous training. Technologies around the world are evolving so fast that one is always at the danger of being obsolete. Some of these changes may be hard to keep up with and this is where the need for a sensitisation mechanism comes up (Williams and Huggins, 2013). Governments can support entrepreneurs by organising exposure to help the entrepreneurs master such emerging technologies. Business incubators can be established by government where entrepreneurs are coached until they are able to master the technologies in question (Roper, 2012).  In addition, further measures can be applied such as providing subsidies for trainings to encourage those who’d have avoided consultations due to their high cost.

While there have been some notable steps by government to promote capacity building, there has been an unexpected barrier in the efforts. This barrier has been the reluctance by the entrepreneurs to take up the training opportunities available to them. Surveys on the entrepreneurs in the UK indicate that over half of them are not interested in training when asked about their attitude towards mentorship in business (Williams and Huggins, 2013). This lack of interest is the biggest barrier in educating them to be better managers, better investors, and more effective in making their businesses competitive. This means that any government effort to train small business owners must begin with a sensitisation exercise.

Competitive landscape
One of the ways in which governments promote small businesses is through policies that make it easier for them to compete in the market. The small businesses get into the market faced with stiff barriers for entry posed by their more established rivals in the market (Pickernell, 2013). Besides, limiting their costs of operations makes it easy for young businesses to make savings and grow. The promotion of the small businesses can take various forms including adopting a proactive tax policy, exemptions from statutory charges, exemption from employment laws, and others.

The cost of employment is influenced directly by government policy. Where the minimum wage levels are higher, the cost of running the businesses is higher and when it is low, the cost of running business is low. Government can directly influence the cost of operating businesses by allowing the smaller businesses to avoid the minimum wage requirements (Han and Benson, 2010). This would lower their operating costs. Moreover, there are governments such as the Australian government that insulates businesses with less than 100 employees from being sued over unfair dismissal claims. This insulation protects such businesses from the costly suits that could even render them bankrupt (Drine and Grach, 2012). In Germany and Portugal, small businesses are exempted from social security costs while some other governments are known to exempt small businesses from minimum wage requirements (Ndedi, 2013). The same could be said of the right of employees to join unions and embrace collective bargaining. Where such rights are entrenched, chances of forcing employers to pay more is higher hence the rise in operating costs. These measures are an illustration of how government policy can directly lower the cost of operation of small businesses and enable them to be more competitive.

In addition to the attempts by government to lower operating costs for the small businesses, direct efforts can be made to create demand for them. In countries such as the UK, good governance principles in terms of procurement are entrenched in both the corporations and the local governments (Drine and Grach, 2012). Many of the local governments in the UK have embraced procurement rules that allow them to procure goods and services from small companies in their localities. By reducing the number of requirements needed for organisations to be prequalified in the procurement processes, small businesses are able to compete for contracts and win them.

In addition to the creation of demand, governments promote entrepreneurs by embracing rules that guard them from anti-competitive tendencies of the larger corporations. By virtue of their size and poor experience, the businesses are vulnerable and can easily be outcompeted in the market (Shariff and Peou, 2010). This challenge is only overcome if anti-competitive laws are entrenched and enforced vigilantly. Safeguards against abuse of market leadership by the bigger corporations ought to be applied. In the UK, the law prohibits anti-competitive behaviour by market leaders such as dumping where larger corporations make use of their financial strength to reduce their prices below their operating costs to drive competitors out of the market (Shariff and Peou, 2010). The same applies to prohibitions from the practice of locking out competitors out of distribution channels using manipulated and prohibitive distribution contracts. With such laws in place, there is always the chance that the small businesses can establish themselves and excel in the market.

Further recommendations for government policy
As has been mentioned in the preceding sections, government policy plays an integral part in promoting business. Entrepreneurial start-ups are often viewed as vulnerable by virtue of their weak position in the market (Preuss, 2011). They are however very crucial as they are the ones that drive innovations. Many of the excelling industries started as entrepreneurships whose owners were barely knowledgeable in anything outside their areas of expertise. The entrepreneurships should therefore be nurtured. While the main ways in which the businesses can be promoted are known, the level of apathy among the small business owners tends to be the main barrier against efforts to enable them tom grow their businesses (Ndedi, 2013). Any additional measures by government should be geared towards helping them overcome the apathy and embrace the efforts that can help them grow their businesses, and by extension, the economy.

The first source of apathy is the question of loss of control as the reason why owners of small businesses tend to avoid searching for additional investments. The investors come in with a stake expecting to have a share of the ownership of the businesses and this is in direct conflict with the desires of many business owners (Drine and Grach, 2012). Government policy should factor in these fears while pushing ahead with the idea of making them more successful to promote entrepreneurship and organisational growth. By investing more in equity funds and business incubation initiatives, governments can have more funds availed to businesses while they are made more capable of steering their businesses to success (Drine and Grach, 2012). This element of apathy can also be resolved through sensitisation.

The fact that many of the small business owners do not appear interested in mentorship is proof of the fact that they do not appreciate the potential of their businesses. Unfortunately for government agencies, there exists asymmetry of information where many of the small business owners may be having knowledge about their businesses that is unique (Department for Business and Innovation Skills, 2012). This means that they may be the only ones with an understanding of the businesses and their potential. Nevertheless, studies can be made through designated incubators to help the business owners to develop their business ideas. It is only by appreciating the potential of the businesses that the owners would appreciate the fact that they need to know more about the business and the relevant industry or sector (Pickernell, 2-13). Once the curiosity has been roused, the training programs can set in and achieve the desired goals.

In addition to overcoming apathy, there needs to be efforts to make it easy for the small businesses to operate. This can be done by lowering operational thresholds such as the case with Australia where there is less emphasis on cases of unfair dismissal for the small businesses (World Bank, 2013). Similarly, statutory provisions such as insurance and other costly elements of working environment provisions can be reviewed to promote business. In the end, government policy to promote business must focus on four fronts: creating a good competitive atmosphere, capacity building, availing funding, and providing cost cutting avenues.

Conclusion
Government policy is very crucial in supporting entrepreneurships. It shapes the competitive landscape and also has a direct impact on the cost of business. Government policy can also influence directly or indirectly the ability of businesses to obtain investment funds and loans. This is why government policy is crucial in overcoming the challenges faced by small businesses. Lack of funds and lack of capacity can be resolved through training, provision of grants and loans, and the promotion of investment awareness programs. Government can also directly create demand by requiring local authorities to purchase from the small businesses. In the end, good government policies can be very effective in making entrepreneurs successful in the market. 


References
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